Mortgage Loan Originator
Company: U.S. Bank
Location: San Bernardino
Posted on: April 1, 2026
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Job Description:
At U.S. Bank, we’re on a journey to do our best. Helping the
customers and businesses we serve to make better and smarter
financial decisions and enabling the communities we support to grow
and succeed. We believe it takes all of us to bring our shared
ambition to life, and each person is unique in their potential. A
career with U.S. Bank gives you a wide, ever-growing range of
opportunities to discover what makes you thrive at every stage of
your career. Try new things, learn new skills and discover what you
excel at—all from Day One. Job Description Originates mortgage
loans in an assigned non-bank territory. Takes applications,
conducts preliminary underwriting reviews, submits loan
applications to processing and underwriting for approval.
Follows-up to ensure that documents required for processing,
underwriting, and closing are secured in a timely manner from
appropriate sources. Incumbents are customarily and regularly
engaged in making and soliciting loan sales and conducting
sales-related activities away from U.S. Bank locations. Incumbents
are expected to spend at least 50% of their time conducting their
activities away from U.S. Bank locations. This position requires
National Mortgage Licensing System (NMLS) registration under the
terms of the S.A.F.E. Act of 2008 and Regulation Z. You will be
subject to the required registration process, which includes a
criminal background and credit check. Failure to meet or maintain
any of the NMLS registration requirements, including maintaining a
satisfactory criminal and credit record, may result in a rescission
of your offer or termination of employment. Basic Qualifications -
High school diploma or equivalent - Minimum one year of mortgage,
sales, real estate, or banking experience - Ability to travel
Preferred Skills/Experience - Well-developed sales ability - Basic
knowledge of pricing and underwriting requirements of various
mortgage insurance companies - Working knowledge of underwriting
requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and
private investors, as gained through on the job training or some
real estate brokerage experience - Basic knowledge of local, state
and national laws (e.g., zoning ordinances, Truth-in Lending,
RESPA, energy audit requirements, etc.) - Ability to work
independently - Ability to analyze financial information -
Effective verbal and written communication skills - Established
referral base within assigned market preferred -This position also
requires 2 or more hours of driving per week- add to all internal
and external postings. -Established referral base within assigned
market preferred -2 years of mortgage loan origination experience
with proven results -This role is posted as remote; however,
candidates who are located near any one of our locations would be
required to work on site at least three days per week. If there’s
anything we can do to accommodate a disability during any portion
of the application or hiring process, please refer to our
disability accommodations for applicants . Benefits: Our approach
to benefits and total rewards considers our team members’ whole
selves and what may be needed to thrive in and outside work. That's
why our benefits are designed to help you and your family boost
your health, protect your financial security and give you peace of
mind. Our benefits include the following: Healthcare (medical,
dental, vision) Basic term and optional term life insurance
Short-term and long-term disability Pregnancy disability and
parental leave 401(k) and employer-funded retirement plan Paid
vacation (from two to five weeks depending on salary grade and
tenure) Up to 11 paid holiday opportunities Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to
80 hours per calendar year unless otherwise provided by law Review
our full benefits available by employment status here . U.S. Bank
is an equal opportunity employer. We consider all qualified
applicants without regard to race, religion, color, sex, national
origin, age, sexual orientation, gender identity, disability or
veteran status, and other factors protected under applicable law.
E-Verify U.S. Bank participates in the U.S. Department of Homeland
Security E-Verify program in all facilities located in the United
States and certain U.S. territories. The E-Verify program is an
Internet-based employment eligibility verification system operated
by the U.S. Citizenship and Immigration Services. Learn more about
the E-Verify program . The salary range reflects figures based on
the primary location, which is listed first. The actual range for
the role may differ based on the location of the role. In addition
to salary, U.S. Bank offers a comprehensive benefits package,
including incentive and recognition programs, equity stock purchase
401(k) contribution and pension (all benefits are subject to
eligibility requirements). Pay Range: $20.00 - $20.00 U.S. Bank
will consider qualified applicants with arrest or conviction
records for employment. U.S. Bank conducts background checks
consistent with applicable local laws, including the Los Angeles
County Fair Chance Ordinance and the California Fair Chance Act as
well as the San Francisco Fair Chance Ordinance. U.S. Bank is
subject to, and conducts background checks consistent with the
requirements of Section 19 of the Federal Deposit Insurance Act
(FDIA). In addition, certain positions may also be subject to the
requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the
NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal
guidelines applicable to an agreement, such as those related to
ethics, safety, or operational procedures. Applicants must be able
to comply with U.S. Bank policies and procedures including the Code
of Ethics and Business Conduct and related workplace conduct and
safety policies. Posting may be closed earlier due to high volume
of applicants.
Keywords: U.S. Bank, Rosemead , Mortgage Loan Originator, Accounting, Auditing , San Bernardino, California
